Phishing is the act of criminally acquiring sensitive and confidential electronic information, usually of financial nature like bank account password information and/or credit card secret code information. Phishing scams are usually undertaken through emails or messages sent through the internet by a group of scamsters, often acting as representatives of the bank or card issuing organization. Users are caught in their trap if they respond to such emails or share and/or disclose confidential financial data.

This modern world is full of internet applications and they have lots of advantages and disadvantages associated with them. Phishing is a form of fraudulent activity in which the thieves get to know your personal security details through internet and use that to get money or use your money. This fraud may take place in the phone or through e – mail. Though the internet security has increased nowadays, it is an acceptable fact that there are a number of cyber crimes that make the innocent people to lose money.

In the modern days, some very common words that we come across are phishing attacks, credit card phishing, email fraud, online scams, identity theft online etc.

What are they?

These firstly are criminal activities, and they are categorized under cyber crime. They happen over the internet, and so are categorized under the cyber crimes. What happens is that critical details of people are stolen and used to make some financial transaction or with the simple motive to steal money from the victim’s account.